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Sweep Bank

Smart banking starts here

Your free bank account with savings and security at its core.

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Credit Card
Credit

Ferratum Mastercard® activated in minutes.

Apply now

 

Piggy Bank
Saving

Earn up to 3.30% interest and grow your balance.

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Digital
Banking

Credit + Banking plans for any need.

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Ferratum gives you the freedom to manage your finances anytime, anywhere.

Ferratum Mastercard®

Now available in Finland.

Apply, activate, and spend with the Ferratum Mastercard® Credit Card in minutes. No monthly or annual fees*, and up to 60 days interest-free.

Learn more about Credit
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For further information regarding the Terms and Conditions and Lists of Prices and Services, kindly refer to your local SweepBank website.

Virtual Debit card

Available in Finland, Germany, Latvia.

SweepBank has partnered with Mastercard® granting you access to a fully virtual Debit card featuring Google Pay and Apple Pay, instantly available when you activate your SweepBank account.

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Saving

Available in Finland, Germany, Latvia.

It's always sweet when your money works for you. We have an account for any saving need, with interest rates up to 3.30%.

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The amount of interest paid on the account may vary depending on the market and product selected. For more information, kindly refer to your local SweepBank website.

Shopping

Available in Finland and Germany.

Meet Sweep Deals, our exclusive savings portal offering truly incredible discounts on your favourite brands. Earn 5% cashback with our loyalty program on Europe's best brands.

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Loyalty Program

Available in Finland and Germany.

Now this is something to get excited about: Earn and stack Loyalty points on select purchases. Convert your Loyalty points to cash easily, directly in the SweepBank app.

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Featured in

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Fintech FarmIltalehtiMarkkinointiuutisetFinanceFWDKauppalehti

⭐⭐⭐⭐

"Since the app was rebuilt, it has been quite good!"
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Klaus Fraas

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"Very user friendly. I am very happy with the app."
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⭐⭐⭐⭐⭐

"I've tried many other banking apps beforehand and I have to say: banking has never been so easy and convenient. Keep it up!"
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Freespace3169

⭐⭐⭐⭐⭐

"I have been with SweepBank for quite some time and I have to honestly say the service is top-notch!"
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JFK-Safe

⭐⭐⭐⭐⭐

"Very easy to use, great benefits - even to the current account. And registration was quick and easy. Cannot recommend enough!" 💯
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Edward-Louis

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"I wanted a virtual debit card and a simple checking account and that is what I got."
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Lugetsu

FAQs

Who is SweepBank?

We're glad you asked! SweepBank was created with a customer first vision, and to be completely customer driven based on your needs. We think it's time to change the old ways of banking forever, and build an open platform for the best financial services.

We believe you should have a fast, pleasant, and positive experience without the traditional paperwork, delays, or even missed opportunities.

We also believe in providing a personalized and fully digital experience, with a real human available to talk when you need it.

At SweepBank, we look forward to taking a different approach and to provide you (our loyal customers) with products and services that work for you, and keep you coming back for more.

Is SweepBank trustworthy?

Yes. While the SweepBank brand is completely fresh and we're just starting our journey, we are part of an international financial group named Multitude that has served more than 2 million customers in 23 countries since 2005. Our team of banking professionals and customer service experts are dedicated to making your everyday banking easier and more fun.

We give special attention to making our app and banking services not only easy to use but also safe and secure. In addition, as our customer, your funds and savings up to €100,000 are safeguarded by bank deposit protection.

Is SweepBank free?

Yes. Getting our app and creating your account is completely free, as are our everyday banking services, such as paying with your phone or card, making transfers, saving money and so on.

But if SweepBank is free, how do we pay the salaries of the people designing and building great services for you? In addition to everyday banking services, we provide optional lending and credit services that add flexibility to your life and help us maintain our business through the interest you pay. We believe in long-term, mutually beneficial customer relationships and providing you with the right financial services easily and quickly when you need them.

Why should I choose SweepBank?

We are a fresh new mobile banking option specifically built to match your needs. We combine our long history in digital banking with our customers’ feedback and insights to create the products and services you need and want. You, our customer, are at the center of everything we do.

And yes, money matters, too. That’s why our app comes with saving features that build your wealth and optional credit to make your life more flexible. Signing up and using basic banking features is free and there are no hidden charges. Last but not least, we give you interest on every Euro you save.

Is my money safe with SweepBank?

Yes. SweepBank is a part of an international financial group named Multitude that has served more than 2 million customers in 23 countries since 2005. Our banking license is registered in Malta. As our customer, your funds and savings up to €100,000 are safeguarded by bank deposit protection.

Safety and security are also our top priorities when developing our app and services. Safety involves many things, from getting to know you as a customer when you create your account, to making sure only you can log in to your app once you have it.

Which bank is behind SweepBank?

We are powered by Multitude Bank p.l.c. Our mission has been "anywhere, anytime, anyone" - now we are adding "anything" with SweepBank.

How do I contact SweepBank?
If you need to speak to a human for help with anything SweepBank, feel free to engage with our Customer Care team through our live chat option. Simply click the chat icon on the SweepBank website or SweepBank Help Center to speak to us.

Smart banking starts here

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More Credit Card Resources

Hero blog fe sw v1
7/26/2024
Manage Your Ferratum Credit Effortlessly with SweepBank: Integration Now Live in Finland

Ferratum Credit users in Finland can now enjoy a super smooth banking experience with SweepBank. If you're using Ferratum Credit, you’re going to love what we've done.

Announcement
Hero blog sweepbank black v1
7/26/2024
Discover What's New in the SweepBank App – May 2024 Update

We're excited to unveil a fresh update to your SweepBank app this May, designed to make your mobile banking smoother, more intuitive, and personalized. Here's a sneak peek at the new features we’ve rolled out to enhance your banking experience.

Announcement
Hero blog google pay launch EN v1
10/19/2023
Introducing Google Pay on the SweepBank App: A New Era of Banking Convenience

In a constant bid to enhance your daily banking experiences, we at SweepBank are thrilled to announce the introduction of Google Pay on the SweepBank app.

Announcement

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© 2025 SweepBank

© Multitude Bank p.l.c., ST Business Centre 120, The Strand, Gzira, GZR 1027 Malta. Multitude Bank p.l.c., registered under the laws of Malta with registration number C56251, licensed by the Malta Financial Services Authority as a credit institution in terms of the Banking Act.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.