Compare plans
Credit + Free Banking AppPlan | Free Banking AppPlan |
€0Monthly or Annual fees | €0Monthly or Annual fees |
Mobile banking access | Mobile banking access |
Virtual Mastercard Debit | Virtual Mastercard Debit |
Up to 1.00%Current Account | Up to 1.00%Current Account |
Up to 1.40%Saving Account | Up to 1.40%Saving Account |
Up to 3.20%Fixed-Term Deposit | Up to 3.20%Fixed-Term Deposit |
5%Cashback * | 5%Cashback * |
Apple Pay | Apple Pay |
Worldwide access | Worldwide access |
Virtual Mastercard Credit | Virtual Mastercard Credit |
Up to 60 daysBuy now, Pay later | Buy now, Pay later |
€1,000 - €8,000Credit limit | Credit limit |
Fraud protection | Fraud protection |
MinutesActivation time | MinutesActivation time |
Plan | Free Banking App | Credit + Free Banking App |
Monthly or Annual fees | €0 | €0 |
Mobile banking access | ||
Virtual Mastercard Debit | ||
Current Account | Up to 1.00% | Up to 1.00% |
Saving Account | Up to 1.40% | Up to 1.40% |
Fixed-Term Deposit | Up to 3.20% | Up to 3.20% |
Cashback * | 5% | 5% |
Apple Pay | ||
Worldwide access | ||
Virtual Mastercard Credit | ||
Buy now, Pay later | Up to 60 days | |
Credit limit | €1,000 - €8,000 | |
Fraud protection | ||
Activation time | Minutes | Minutes |
*5% Cashback when combined with the SweepBank Loyalty Program. For further information regarding the Terms and Conditions and Lists of Prices and Services, kindly refer to your local SweepBank website.
How it works
Virtual Credit card
Available in Finland.
The SweepBank Credit Card is an affordable virtual Mastercard® Credit card that lives in your smartphone, and goes anywhere you do. Take up to 60 days with an extended interest-free payment period, giving you more time than ever before.
Apply and activate your virtual credit card in minutes with the Credit + Free Banking app plan.
Virtual & Physical Debit card
Available in Finland and Germany.
SweepBank has partnered with Mastercard® granting you access to a fully virtual Debit card. In need of a physical debit card? We've got you covered with the option to order your own SweepBank Mastercard® Debit Card in the app, delivered right to your doorstep.
Get your virtual and physical debit card with the Free Banking App or the Credit + Free Banking App plan.
Save and make your dreams come true
Available in Finland, Germany, Latvia.
At SweepBank, we believe that your money should work for you! That's why you will earn interest on the balance in your current and savings account even while you sleep. Several account options based on your needs are available with up to an amazing 3.20% interest on savings.
Get access to truly sweep interest rates with the Free Banking App or the Credit + Free Banking App plan.
Discounts on big brands
Earn 5% cashback with our loyalty program
Stay protected and know you are secure
Lock your card in the SweepBank app, spend securely online and offline, and feel safe with bank deposit protection on your savings up to €100,000.
All backed by an international financial group that has served more than 2 million customers in 23 countries since 2005.
Have a question? We are here to help.
We're glad you asked! SweepBank was created with a customer first vision, and to be completely customer driven based on your needs. We think it's time to change the old ways of banking forever, and build an open platform for the best financial services.
We believe you should have a fast, pleasant, and positive experience without the traditional paperwork, delays, or even missed opportunities.
We also believe in providing a personalized and fully digital experience, with a real human available to talk when you need it.
At SweepBank, we look forward to taking a different approach and to provide you (our loyal customers) with products and services that work for you, and keep you coming back for more.
Yes. While the SweepBank brand is completely fresh and we're just starting our journey, we are part of an international financial group named Multitude that has served more than 2 million customers in 23 countries since 2005. Our team of banking professionals and customer service experts are dedicated to making your everyday banking easier and more fun.
We give special attention to making our app and banking services not only easy to use but also safe and secure. In addition, as our customer, your funds and savings up to €100,000 are safeguarded by bank deposit protection.
Yes. Getting our app and creating your account is completely free, as are our everyday banking services, such as paying with your phone or card, making transfers, saving money and so on.
But if SweepBank is free, how do we pay the salaries of the people designing and building great services for you? In addition to everyday banking services, we provide optional lending and credit services that add flexibility to your life and help us maintain our business through the interest you pay. We believe in long-term, mutually beneficial customer relationships and providing you with the right financial services easily and quickly when you need them.
We are a fresh new mobile banking option specifically built to match your needs. We combine our long history in digital banking with our customers’ feedback and insights to create the products and services you need and want. You, our customer, are at the center of everything we do.
And yes, money matters, too. That’s why our app comes with saving features that build your wealth and optional credit to make your life more flexible. Signing up and using basic banking features is free and there are no hidden charges. Last but not least, we give you interest on every Euro you save.
Yes. SweepBank is a part of an international financial group named Multitude that has served more than 2 million customers in 23 countries since 2005. Our banking license is registered in Malta. As our customer, your funds and savings up to €100,000 are safeguarded by bank deposit protection.
Safety and security are also our top priorities when developing our app and services. Safety involves many things, from getting to know you as a customer when you create your account, to making sure only you can log in to your app once you have it.
We are powered by Multitude Bank p.l.c. Our mission has been "anywhere, anytime, anyone" - now we are adding "anything" with SweepBank.
Smart banking starts here
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